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Q:

What are the cut off times for standard domestic payments?

A:

Faster Payments cut off times

Immediate payment (IPAY) 11:45pm 
Next-day payment (NPAY) 11:59pm
Future-dated payment (FPAY) 11:59pm 

CHAPS payments cut off times

CHAPS payments to payees outside of the NatWest group, can be made up until 5.30pm.

For CHAPS payments made to another NatWest group account, the time is extended to 6.15pm.

CHAPS payments are only made Monday to Friday excluding bank holidays.

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